New estate planning book pushes families to plan sooner

Attorney and CPA Ilya Lyubimskiy has released a new estate planning book aimed at helping families avoid confusion, probate delays and crisis-driven decisions. The guide argues that clear documents and updated beneficiary designations can leave loved ones answers instead of questions.

Why it matters: - Estate planning gaps can leave families scrambling to find accounts, documents and decision-makers after a death or incapacity. - The book argues that planning early can reduce legal and financial problems and give families more clarity and peace of mind. - The guidance is aimed at people, families and business owners trying to protect assets, legacy and day-to-day decision-making authority.

What happened: - Ilya Lyubimskiy released I Wish I Talked To You Sooner: How To Avoid The Worst Estate Planning Mistakes through Indie Books International in 2026. - The book frames delay as one of the biggest estate planning mistakes and centers on the message: “Leave your family answers, not questions.” - Lyubimskiy is a Colorado attorney, CPA and Certified Fraud Examiner, and he is the founder of Premier Legacy Law.

The details: - The book covers wills, trusts, powers of attorney, beneficiary designations, digital assets and fiduciary roles. - It says wills, trusts and other documents serve different purposes depending on a family’s finances, preferences and long-term goals. - The book explains how trusts and properly designated beneficiaries can help reduce property that must pass through probate. - It stresses naming both primary and contingent beneficiaries on retirement and investment accounts, then reviewing those designations as family circumstances change. - It discusses durable financial powers of attorney, healthcare powers of attorney and advance health care directives for incapacity planning. - It applies the same planning logic to business succession through operating agreements, buy-sell provisions and related tools. - Lyubimskiy said estate planning should be treated as an ongoing process that is revisited as finances, wishes and needs change.

Between the lines: - The book is not just about legal documents. It treats estate planning as part of a broader financial and family strategy. - The focus on earlier planning suggests the biggest risk is not complexity alone. The bigger risk is waiting until illness, retirement or an emergency forces rushed choices. - The title and framing point to a common emotional barrier: many people avoid estate planning because the conversations are uncomfortable.

What’s next: - The book is positioned as a practical introduction for individuals, families, professionals, retirees and business owners. - Readers are encouraged to review estate plans as life changes, rather than treating the process as a one-time task. - Indie Books International says it serves as an independent publishing alternative for business thought leaders, experts and authorities.

The bottom line: - The core message is simple: planning now can spare families confusion later and make sure loved ones inherit answers, not questions.